WILLS - A bequest through your will (a common way of giving) may reduce your estate taxes and thus increase the size of your estate for your heirs. Meanwhile, you have the full use of your property, plus the satisfaction of having given to assure the good purposes and traditions of the YMCA.
LIFE INSURANCE - Many people do not realize that they can make a gift of life insurance. You can make the YMCA the beneficiary of a policy you own or you can designate the YMCA as owner and beneficiary of new insurance you buy.
CHARITABLE REMAINDER TRUST - You can transfer cash, securities or other property into a trust. You receive funds for a specific period from the trust at the end of which the remaining principal transfers to the YMCA. You can have a lifetime income, an immediate capital gains tax reduction on long-term appreciated property, and reduce or eliminate estate taxes. The minimum gift to the YMCA Endowment Fund to establish a Unitrust or Annuity Trust is $50,000.
POOLED INCOME - A donor’s gift is invested with that of others. The donor receives his or her prorata share based upon the fund’s earnings each year. Pooled income can provide life income for the donor and/or beneficiary. Minimum investment is $5,000.
CHARITABLE GIFT ANNUITY - A donor forms a contract with the YMCA Endowment Fund to which the donor transfers money or property. On the basis of this gift the donor will receive a fixed income for life. Minimum gift is $5,000 and minimum age is 50.